Do you risk € 750 fine if you lend your vehicle to a loved one from September 1?

The video at the origin of this rumor was published in August on Tiktok. Inside, a surfer says: “From this date, if you lend your vehicle to a loved one without prior declaration online, you expose yourself to an immediate fine of € 750 according to the new article 322.2 of the Highway Code.”

This tiktok is lying to you, there will be no fine of € 750

But that’s not all since, according to this Internet user, it would also be necessary to make a declaration on the site of the National Agency for Secure Titles before transmitting information to the Ministry of the Interior and the General Directorate of Public Finances to verify the identity and history of the driver.

Still in this disinformation video, the Internet user claims that this measure was thought of to fight against radar fraud, flight crimes and the exchange of permit points. Not a word is true in this video and yet the rumor has spread online. Nothing will change on September 1, 2025. It will always be possible to lend your vehicle to your relatives without any prior administrative declaration, whatever the reasons.

As emphasizes Capitalit is likely that this confusion comes from a real fine of € 750 which sanctions driving without insurance, an offense with regard to the highway code. We also speak of additional sanctions such as the permit suspension and the immobilization of the vehicle.

On the other hand, there are rules for insurance if you want to lend your vehicle. Certain contracts authorize the loan to anyone holding a valid permit, but others have an exclusive driving clause which prohibits all ready. If the loan is authorized by your insurance, several levels apply.

The loan can be done without restriction with identical management in the event of an accident, whatever the driver. But there can also be a franchise increase. Some contracts limit the loan to family members or prevent it for young drivers with less than 3 years of license.

If you regularly lend your vehicle for a long time, the best is to inform your insurer. If you only have a third party insurance, the borrower must sometimes be assured himself. In the event of a responsible accident, it is his insurance that will cover the damage. Depending on the duration of the loan, it can also take out occasional driver insurance.

In short, the lesson remains the same, as always with social networks. Without any solid source or government declaration, do not believe the Internet users who pass in your Tiktok wire.