Paypal arrives where Apple Pay reigns supreme: stores, but with payment in 24 times

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WhileApple Pay And Google Pay proudly displayed their logo on contactless payment terminals, Paypal, it remained wisely installed behind our screens. A quiet force of online payment. But things change.

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The company begins a strategic turn: it is now invited into stores, with a revised and corrected app that transforms your smartphone into a virtual bank card. Contactless payment via NFC, deadlines up to 24 months, cashback at the key – all without taking out your wallet.

Paypal leaves the web, direction stores

Launched in Germany, this new Paypal transforms your smartphone into a virtual bank card. Payment is made in contactless, via the Mastercard network and the NFC of the phone. No need for virtual wallet: here, the app manages everything.

A simple gesture is enough to settle, provided you have a compatible phone, the updated app and a modern terminal. It’s fluid, fast, and above all: no more plastic card to draw.

Payment in several times and cashback in support

The real change is the possibility of paying in 3, 6, 12 or 24 times directly in store. The service, baptized Ratenzahlung to go With our neighbors, activates in a few clicks from the app. A first for a physical purchase. Payment in three times is often free; Beyond that, it will probably be necessary to expect a few costs.

Another novelty: cashback offers. Some brands offer immediate partial refund, triggering just before payment. And as everything is centralized in Paypal, the purchasing history remains clear and available, online as in store.

For the moment, reserved for Germany

This new physical paypal is only available in Germany. In France, payment in 4x remains confined to online purchases (30 to 2,000 €, at no cost). No launch date has yet been mentioned for France-but if success is there, the arrival would only be a question of months.